Welcome to Horizon

Reverse Mortgage Counseling

Call 888-315-4326 to schedule your appointment today!

Convenient Counseling

Horizon offers counseling by-phone for HECM, CashKeeper, EquityAvail, Equity Elite, Equity IQ, Equity Power, HELO, Homesafe, Platinum, Smartfi Choice, and HomeForLife.

HECM Counseling

The government requires a reverse mortgage counseling session
in order to apply for a reverse mortgage.

What Is A Reverse Mortgage?

A reverse mortgage, also known as the home equity conversion mortgage (HECM), is a financial product for homeowners 62 years or older who have accumulated home equity and want to use this to supplement retirement income. Unlike a conventional forward mortgage, there are no monthly mortgage payments to make. Borrowers are still responsible for paying taxes and insurance on the property and must continue to use the property as a primary residence for the life of the loan.

Why Do I Need Reverse Mortgage Counseling?

In order to be considered for a reverse mortgage, the U.S. government requires that you participate in a reverse mortgage counseling session with a HUD-approved, non-profit agency like Horizon. We offer convenient, nationwide over-the-phone counseling.

Why Should I Choose Horizon Counseling?

The counselors at Horizon Counseling are knowledgeable professionals who consider it a duty to take care of each individual they counsel. Their goal is to ensure that you understand all of your options as it relates to HECM so you can make an informed decision on whether or not a reverse mortgage is the right choice for you. You can expect a friendly counselor who will patiently walk you through the process. Bottom line: We love what we do! It's an honor to serve you with reverse mortgage counseling!

How It Works

Reverse mortgage counseling by Horizon couldn't be more simple.

Schedule Phone Call

Your lender will let you know when it's time to schedule a counseling session. Just call Horizon at (888) 315-4326 to set up your appointment time.

Speak With Counselor

During the call, your counselor will explain how HECM works, including payment options, costs, tax implications, benefits and drawbacks.

Get Your Certificate

After completing the counseling session, your counselor will quickly get you a copy of your certificate so you can continue the process with your lender.


Providing Reverse Mortgage Counseling Since 2007.

Horizon Counseling Inc. participates in HUD’s Housing Counseling Program and provides Home Equity Conversion Mortgage (HECM) counseling. We also counsel for many proprietary reverse mortgage programs. We offer counseling services in both English and Spanish.

Our offices are located near Atlanta, Georgia at 135 Village Center, Suite 200, Woodstock, GA 30188.

Agency ID: 90309

Equal Housing Opportunity

Contact Us

To schedule an appointment today, call 888-315-4326.